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Division 02 · E-check

Get paid by check, minus the mail.

Accept checks without the mail. We print authorized checks and deposit them the same day through our national deposit network, and you can follow every one. No envelopes, no waiting on the post.

Your customer
Payer account on file
No. 004812
Date 10/13
Pay to the order of
Your Business LLC$6,400.00
Six thousand four hundred and 00/100
⑆000000000⑆ 4812
DEPOSITED
  1. Authorized
    09:41
  2. Printed
    10:12
  3. Deposited
    13:05
  4. Tracked to deposit
    live
How it works

From authorization to deposit in a day.

  1. 01

    Your customer authorizes

    Your customer gives written or online authorization for a check payment — in the form the law and your bank require.

  2. 02

    We print the check

    Once authorized, the check is generated and printed by our team, ready for deposit under your bank’s policies.

  3. 03

    Deposited the same day

    A trained member of our national deposit network takes it to your bank — no mail, no waiting on the post.

  4. 04

    You track every check

    Follow each check from authorization to deposit, with an account team you can message.

Why e-check

The rail most processors forgot.

Few companies run physical e-check well, because it takes people, process and discipline. That is exactly what we built.

SPEED

Same-day deposits

Checks are deposited at your bank the same day, through our network of trained deposit specialists.

RISK

No card chargebacks

Checks sit outside card-network chargeback programs, so card chargeback ratios don’t apply. Checks can still be returned, disputed or held by a bank.

GUARDRAILS

Limits matched to your bank

We set check limits around your bank’s and account’s requirements to manage deposit risk.

PRIORITY

Priority runs for large checks

High-value checks can be run on their own schedule instead of waiting for the next batch.

VISIBILITY

Every check, tracked

Status for every check from authorization to deposit, plus a team you can message when something needs attention.

TOGETHER

Pairs with card processing

Offer cards and checks side by side. One relationship, two rails, one account team.

Best fit

Who uses e‑check.

Businesses whose customers prefer to pay by check, and businesses for whom card acceptance is restricted or impractical.

Availability depends on applicable law, authorization method, business model and your bank’s approval. Some activity cannot be supported.

  • Credit repair
  • Debt collection
  • Insurance premiums
  • Coaching & high-ticket programs
  • B2B invoices & retainers
  • Businesses where card acceptance is restricted
E-check FAQ

How the rail works.

Is e-check the same as ACH?

No. ACH moves money electronically between banks under network rules with their own return thresholds. E-check here means a physical check, printed from an authorized payment and deposited at your bank — a different rail with different rules.

Is there a minimum or maximum check amount?

There is no fixed amount. Limits are set around your bank and account so that deposits don’t put your account at risk — we walk you through it during onboarding.

How is it priced?

E-check is priced as a monthly subscription plus per-check fees, quoted for your volume and check sizes. Ask in your application and we will send numbers.

Which banks do you deposit at?

Our deposit network covers banks across the United States. Tell us where you bank in your application and we will confirm coverage.

Get started

Add a rail without card chargebacks.

Run e-check on its own or alongside card processing. One application covers both.

Submitting an application starts a review. It is not a promise of approval.