3D Secure

Verified and secure transactions now made easy!

What is 3D Secure?

3D Secure is a security-enabled feature created by Visa /MasterCard in order to add an additional layer of security for Card-Not-Present (CNP) merchants. This feature combines the financial authorization process with online authentication based on a three-domain model (3D). Following are the three domains:

  • Acquirer Domain (the bank and the merchant to which money is being paid)
  • Issuer Domain (the bank that issued the card being used)
  • Interoperability Domain (Visa & MasterCard)

How it works

Whenever a customer shops, this 3D secure feature implores the customer to enter a password to validate their identity with the card issuers and if the password is accepted, then the transaction is deemed complete and as a merchant this is a verified and legitimate sale for your business.

It simply means that:
  • Merchants can avoid fraudulent payments
  • Empower merchants to sell their products online in a more secure manner
  • Gain customers confidence and increase sales
  • Lowers the costs incurred on charge backs and fraudulent transactions

Benefits of using 3D Secure

Lower Disputes

Merchant's using the 3D Secure feature, one of the primary benefits is to refrain from fraudulent transactions and also witness lower disputed transactions. Authenticated Payment feature in its place, it is absolutely possible to wipe out charge backs, fraudulent transactions and reduction in customer complaints that eventually results in positive outcome on merchant profitability.

Gain Confidence

Recent studies indicate that 3/4th of the cardholders feel insecure while buying online due to numerous security concerns. The most certain and real time benefit is the assurance merchants can provide to the customers those are planning to shop online. Authenticated Payment feature convinces potential online buyers to shop with confidence while merchant gains continual sales.

There’s more:


Benefits for Cardholder

  • Customer confidence increases with every purchase
  • No special software required at the cardholder device
  • User friendly
  • Authority over card use while buying online

Benefits for Merchants

  • Least impact on merchant-consumer interaction
  • Increased sales by gaining customer confidence
  • Avoids risk of fraudulent transactions
  • Reduction in disputed transactions

Boost your business sales with World Processing today

Enhance your consumer confidence with 3D Secure!

Integrate with World processing and start accepting payments from customers instantly. Assure Customers card safety with an additional layer of security in the form of 3D secure feature.

Sign up now and gain confidence of your prospective customers and witness increase in your business sales.